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2719&2725 S Cleveland Ave, Saint Joseph, MI, 49085

4beds
2baths
1,877sqft
$489,000
$261price/sqft
$3,298/moest. monthly cost
$131,920/yrincome needed

About This Home

Rare opportunity to own land in the heart of St Joe! Beautifully updated farmhouse on 2.41 acres. Updates include new HVAC and water heater, updated bathrooms, new carpeting, upstairs windows all in 2024, updated kitchen with brand new JennAir wall oven in 2026 including a walk in pantry! Primary bedroom with washer and dryer all on the main floor. The property includes two lots, 1.42 acres with the house and an additional buildable lot that's nearly an acre. The vacant lot already has its own address and is ready to build on! Country living yet close to everything. Only 3 miles to Silver Beach and just over 1/2 mile to see the sunsets over Lake Michigan. See also listing 26039562 - seller is selling house for $389,000 and next door lot for $99,000.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Brown SchoolGrades PK-50.5 mi
9/10
Upton Middle SchoolGrades 6-81.7 mi
9/10
St. Joseph High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1961

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Dryer,Refrigerator,Washer
  • Laundry features: In Bathroom,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Partial

Bedroom2

  • Level: Main
  • Area: 90
  • Dimensions: 12.00 x 7.50

Bedroom3

  • Level: Upper
  • Area: 187
  • Dimensions: 17.00 x 11.00

Bedroom4

  • Level: Upper
  • Area: 209
  • Dimensions: 19.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper
  • Area: 190
  • Dimensions: 19.00 x 10.00

Dining Room

  • Level: Main
  • Area: 232.5
  • Dimensions: 15.50 x 15.00

Features

  • Pantry
  • Window features: Replacement
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,877
  • Total interior livable area: 1,877 sqft

Kitchen

  • Level: Main
  • Area: 221
  • Dimensions: 17.00 x 13.00

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17.00 x 13.00

Master Bedroom

  • Level: Main
  • Area: 190
  • Dimensions: 19.00 x 10.00

Property

Details

  • Parcel number: 111800020007030

Features

  • Stories: 2
  • Exterior features: Balcony

Lot

  • Lot size: 2.41 Acres
  • Features: Level
  • Lot size dimensions: 337 x 310

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$207$2,484
Property Taxes $415$4,980
Electricity $204$2,456
Total$3,298$39,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,074/yr
40% on housing$98,940/yr
45% on housing$87,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 49085$238
Berrien County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 49085$194
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$489,000

For Sale by Agent

AgentDiana L Deitrich
BrokerageColdwell Banker Realty

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