4650 Usfs Rd #516-24, Creede, CO, 81130
About This Home
Explore a unique opportunity to own a log cabin at the exclusive Pearl Lakes Trout Club! Located at the headwaters of North Clear Creek, thisgem is nestled in Colorado's Rio Grande National Forest, between Creede and Lake City. Since 1922, this private, non-profit fishing club hasprovided an incredible experience for its 84 members. Enjoy world-class fishing across eight scenic lakes, along with hiking, snowmobiling, andmore outdoor activities. With no homeowners association (HOA) and annual dues around $3,000, it's perfect for nature lovers. Members shareownership of the property, fostering a close-knit community. Title to the cabin is transferred through a bill of sale. The inviting cabin features aspacious bedroom, a 3/4 bath, and an open-concept kitchen, dining, and living area, ideal for enjoying beautiful views from your covered porch.Property can be sold furnished. Remember, visits to Pearl Lakes Trout Club require a club member and listing realtor. Don't miss thisextraordinary chance—contact us today for details!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Other
Heating
- Heating features: Stove,Pellet Stove
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Property
Lot
- Lot size: 4,356 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Avalanche
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $286 | $3,432 |
| Property Taxes | $137 | $1,644 |
| Electricity | $186 | $2,232 |
| Total | $3,132 | $37,584 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $499,000 |
| 2026-07-20 | Listed for sale | $509,000 |
View on Zillow