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125 Forty Love Point, Chapin, SC, 29036

3beds
3baths
3,100sqft
$639,900
$206price/sqft
$4,044/moest. monthly cost
$161,760/yrincome needed

About This Home

Drastic reduction and priced to move!!! You will not find a better opportunity in Chapin with the features available in a home or location! Forty Love Point is one of the best neighborhood on Lake Murray! This waterfront community on Lake Murray has deeded lake access, boat storage, pickleball & tennis courts, playground, bathrooms and picnic pavilion! This home offers 4 bedrooms, 2 1/2 bathrooms and is situated on just under a half-acre lot. A spacious eat in kitchen with a center island houses the glass cooktop and offers additional seating, creating the perfect space for cooking, casual dining and entertaining. The formal dining room features a classic wet bar providing an elegant space for hosting gatherings. The great room includes a cozy gas log fireplace. Just off the kitchen you'll find a dedicated home office that provides a quiet and functional workspace. On the second level, the master suite offers a private bath featuring a separate garden tub, walk in shower and double vanity. Two additional bedrooms share one full bath providing a comfortable retreat for family or visitors. A huge bonus room allows endless possibilities as an additional 4th bedroom, media or game room. The attached two-car garage is oversized for ample storage and everyday convenience. Step outside to enjoy the spacious yard with plenty of room for outdoor living and recreation. Don't miss the chance to make this inviting home your own! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
Chapin Middle SchoolGrades 5-63.2 mi
7/10
Chapin MiddleGrades 6-83.2 mi
9/10
Chapin High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Disposal,Microwave Built In,Electric Water Heater
  • Laundry features: Electric,Mud Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Shared,Ceiling Fan(s)
  • Level: Second

Bedroom3

  • Features: Bath-Shared,Ceiling Fan(s)
  • Level: Second

Bedroom4

  • Features: FROG (Requires Closet)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Floors-Hardwood
  • Level: Main

Features

  • Ceiling Fan(s),Wet Bar
  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Outside,Gas Log-Propane
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump 1st Lvl,Heat Pump 2nd Lvl
  • Cooling features: Heat Pump 1st Lvl,Heat Pump 2nd Lvl

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Kitchen

  • Features: Eat-in Kitchen,Floors-Hardwood,Kitchen Island,Granite Counters,Backsplash-Tiled,Cabinets-Painted,Wet Bar
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Tub-Garden,Separate Shower,Walk-In Closet(s),Separate Water Closet
  • Level: Second

Property

Details

  • Parcel number: 014020207

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Inground-Vinyl
  • Patio & porch: Deck,Patio
  • Exterior features: Gutters - Partial,Deeded Boat Slip
  • Fencing: Rear Only Aluminum,Rear Only Wood

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 120 x 157 x 91 x 192

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$170$2,040
Property Taxes $341$4,092
Electricity $298$3,577
Total$4,044$48,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,651/yr
40% on housing$121,320/yr
45% on housing$107,840/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 29036$198
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29036
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$595,900
2026-07-29Price change$639,900
2026-07-13Listed for sale$649,900

For Sale by Agent

AgentPaul D Taylor
BrokerageLand & Lake Properties, Inc.

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