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95 Shore Road #8, North Truro, MA, 02652

1beds
1baths
635sqft
$649,000
$1,022price/sqft
$4,260/moest. monthly cost
$170,400/yrincome needed

About This Home

Newly renovated, year-round, free standing condo, on desirable Shore Road in Truro. Thoughtfully designed with modern finishes and comfortable living in mind, this 1-bedroom, 1-bath cottage offers the perfect blend of privacy and convenience. This detached condo provides the feel of a single-family home, complete with a private deck and exclusive yard space, ideal for relaxing, entertaining, or enjoying the coastal breeze. Additional features include in-unit laundry and a new innovative alternative septic system, eliminating the need for costly future septic upgrades. Perfectly situated near Truro's beautiful beaches, local restaurants, farmers market, and public transportation, this property also offers easy access to Provincetown's renowned dining, shopping, arts, culture, and entertainment-all just a short drive away. Whether you're seeking a year-round residence, seasonal retreat, or investment opportunity, this condo presents an exceptional opportunity to enjoy the very best of Outer Cape living.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Truro Central SchoolGrades PK-51.8 mi
6/10
Provincetown SchoolsGrades PK-85.1 mi
6/10
Nauset Regional High SchoolGrades 9-1214.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled, Approximate
  • Year built: 1840

Materials

  • Foundation: Poured
  • Roof: Asphalt, Shingle, Pitched

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer Stacked,Refrigerator,Electric Range,Electric Dryer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Wood,Laminate
  • Common walls with other units/homes: End Unit, No Common Walls

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 635
  • Total interior livable area: 635 sqft

Kitchen

  • Level: First

Master Bedroom

  • Features: Closet
  • Level: First

Property

Details

  • Parcel number: 3688
  • Zoning: R3
  • Special condition: None

Features

  • Stories: 1
  • Entry location: Walkout
  • Patio & porch: Deck

Lot

  • Features: Conservation Area,Medical Facility,Major Highway,House of Worship,Near Golf Course

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$274$3,288
Property Taxes $351$4,212
Electricity $354$4,259
Total$4,260$51,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,057/yr
40% on housing$127,800/yr
45% on housing$113,600/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,022This listing

vs Other Active Listings

Avg $/sqft

ZIP 02652$425
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02652$631
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$649,000
2026-07-13Listed for sale$659,000

For Sale by Agent

AgentLisa M Bergeron
BrokerageBerkshire Hathaway HomeServices Robert Paul Properties

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