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9286 Keuka Highland Dr, Hammondsport, NY, 14840

3beds
2baths
1,728sqft
$329,000
$190price/sqft
$2,596/moest. monthly cost
$103,840/yrincome needed

About This Home

Perched on 5 picturesque acres with breathtaking, year-round views of Keuka Lake and its majestic bluff, this beautifully designed single-level home is a true Finger Lakes retreat. Built in 2024, this spacious 3-bedroom, 2-bath home offers more than 1,700 square feet of thoughtfully designed living space with stylish contemporary finishes and an inviting open floor plan. Wake up to stunning lake views from the living room, kitchen, office, bedrooms, and welcoming front porch. The covered back porch provides a peaceful escape, overlooking the woods where you'll feel surrounded by a tranquil canopy of trees. Designed for both everyday living and effortless entertaining, the expansive kitchen features a large center island that naturally brings family and friends together, while the well-appointed walk-in pantry offers exceptional convenience and storage. Imagine spending evenings sipping local Finger Lakes wine on the front porch as the sun sets over Keuka Lake. The 16 x 44 detached garage is deep enough to park a second vehicle or boat. The property also overlooks a charming pond complete with a fountain, adding to the serene setting. With spectacular lake views, modern comforts, and an idyllic location, this exceptional home offers the perfect opportunity to experience the very best of Finger Lakes living. Minutes from Hammondsport, Penn Yan and local wineries. Tax records state 4 bedrooms which are inaccurate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home,Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Living/Dining Room,Pantry,Walk-In Pantry,Bedroom on Main Level,Main Level Primary
  • Window features: Thermal Windows
  • Flooring: Carpet,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 4676000780000001034240
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Open,Porch
  • Exterior features: Gravel Driveway,Private Yard,See Remarks,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Lake

Lot

  • Lot size: 5 Acres
  • Features: Irregular Lot,Wooded
  • Lot size dimensions: 373 x 640

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Storage,Workshop in Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$67$804
Property Taxes $581$6,972
Electricity $285$3,426
Total$2,596$31,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,005/yr
40% on housing$77,880/yr
45% on housing$69,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 14840$318
Steuben County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 14840$256
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$329,000

For Sale by Agent

AgentTeresa A. Sutherland
BrokerageHoward Hanna Lake Group

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