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28 Empire Ln, Charles Town, WV, 25414

2beds
2baths
1,554sqft
$399,990
$257price/sqft
$2,513/moest. monthly cost
$100,520/yrincome needed

About This Home

STONE SPRING – NEW HINSDALE MODEL NOW RELEASED! Experience worry-free homeownership at Essence at Stone Spring by Stanley Martin, a thoughtfully designed community where small-town charm meets modern convenience — all at an exceptional value. List price includes all options and upgrades. Welcome to The Hinsdale, a stylish and spacious main-level living home featuring 2 bedrooms, a flex office/den, and 2 full baths. This thoughtfully designed one-level floor plan offers modern comfort and effortless living. The open-concept layout showcases luxury vinyl plank flooring and a gourmet kitchen with quartz countertops, stainless steel GE appliances, and a large center island that flows seamlessly into the dining and family rooms — perfect for entertaining or everyday enjoyment. A flexible main-level office or den provides an ideal space for remote work, a study, or hobbies. Both bedrooms feature walk-in closets for generous storage. Stanley Martin’s energy-efficient construction helps lower monthly utility costs while enhancing year-round comfort. Enjoy the Stone Spring lifestyle with unbeatable convenience: ✔ Walk to Starbucks and the community dog park ✔ Only 6 miles to historic Harpers Ferry for hiking, dining, and outdoor recreation Minutes to Harpers Ferry Brewing ✔ Close to Hollywood Casino at Charles Town Races ✔ Just 30 minutes to Leesburg, VA ✔ Easy access to Jefferson County Memorial Park 📍 Sales Office Open Daily Monday, Thursday, Friday & Saturday: 10 AM – 5 PM Sunday: 12 PM – 5 PM Closed Tuesday & Wednesday Sales Office- 152 Cascade Road Model homes may be toured during closed hours using Stanley Martin’s Self-Guided Tour option. Scan the QR code posted on the sales office door to receive access instructions. Don’t miss this move-in ready opportunity — schedule your tour today

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
6/10
Wildwood Middle SchoolGrades 6-84.6 mi
3/10
Washington High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Passive Radon Mitigation,Slab
  • Roof: Asphalt,Architectural Shingle
  • Construction materials: Batts Insulation,Blown-In Insulation,CPVC/PVC,Low VOC Products/Finishes,Stone,Vinyl Siding

Other

  • Builder model: THE HINSDALE- Elevation A
  • Builder name: STANLEY MARTIN

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Energy Efficient Appliances,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Ice Maker,Microwave,Oven,Oven/Range - Electric,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Hookup,Main Level,Washer/Dryer Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Combination Dining/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Door features: ENERGY STAR Qualified Doors,Sliding Glass,Insulated
  • Window features: Double Pane Windows,Energy Efficient,ENERGY STAR Qualified Windows,Low Emissivity Windows,Screens,Sliding,Vinyl Clad
  • Flooring: Luxury Vinyl,Carpet
  • Finished area above ground: 1,554

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Heat Pump,Electric
  • Cooling features: ENERGY STAR Qualified Equipment,Heat Pump,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 1,554
  • Total interior livable area: 1,554 sqft

Study

  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: NO TAX RECORD
  • Zoning: 0
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Sidewalks,Rain Gutters

Lot

  • Lot size: 6,810 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$137$1,644
Property Taxes $173$2,076
Electricity $181$2,178
Total$2,513$30,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,160/yr
40% on housing$75,390/yr
45% on housing$67,013/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 25414$201
Jefferson County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 25414$178
Jefferson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$394,990
2026-08-13Listed for sale$394,990
2026-08-11Listing removed$399,990
2026-07-13Listed for sale$399,990

New Construction

AgentDick Bryan
BrokerageThe Bryan Group Real Estate, LLC

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