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408 Oneida Street, Graham, NC, 27253

3beds
2baths
1,260sqft
$292,000
$232price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

Be the first to call this beautiful new construction home your own! Ideally situated on a spacious corner lot in the heart of Graham, this thoughtfully designed 3-bedroom, 2-bath home offers the perfect blend of style, comfort, and convenience. The well-appointed kitchen flows seamlessly into the living and dining areas, making it ideal for both everyday living and entertaining. The private primary suite features a full bath, while two additional bedrooms provide flexibility for guests, a home office, or growing households. Enjoy the benefits of low-maintenance, new construction living with convenient access to downtown Graham, shopping, dining, parks, and I-40/I-85 for an easy commute to Burlington, Mebane, Greensboro, and the surrounding Triad. Construction is scheduled to be completed by the end of August - don't miss this opportunity to own a brand-new home in a prime location!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

1/10
North Graham ElementaryGrades PK-51.5 mi
1/10
Graham MiddleGrades 6-80.8 mi
3/10
Graham HighGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Brick/Mortar,Block
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Property

Details

  • Parcel number: 145584
  • Zoning: R-7
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 8712

Parking

  • Parking features: Gravel,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Alamance County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,476$17,712
Home Insurance *$98$1,176
Property Taxes $160$1,920
Electricity $200$2,405
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 27253$145
Alamance County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 27253$185
Alamance County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$292,000

New Construction

AgentCaitlin V. Harrell
Brokerage3 Brothers Realty

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