0 Cline Farm Rd #6, Lincolnton, NC, 28092
About This Home
**To Be Built** in the desirable Cline Farm community! This thoughtfully designed semi-custom home offers 2,600 square feet of well-appointed living space with 4 bedrooms, 3.5 baths, and quality craftsmanship throughout. Built by the seller/contractor, this home provides the opportunity to personalize select finishes and create a home that reflects your style. Floor plan and sample photos are available in the attachments. Situated on a beautiful 0.537-acre homesite, you'll enjoy the perfect blend of privacy and community living. Cline Farm features exceptional amenities including scenic nature trails, a community pond, swimming pool, and clubhouse. Located just minutes from historic downtown Lincolnton, you'll have convenient access to local shopping, dining, breweries, parks, and year-round community events. Don't miss this opportunity to own a brand-new semi-custom home in one of Lincolnton's most unique and sought-after communities. Contact the listing agent for additional details on available selections, specifications, and the building process.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2027
Materials
- Foundation: Crawl Space
- Construction materials: Hardboard Siding
Other
- Builder name: Hilltop Builing and Remodeling
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave,Refrigerator with Ice Maker
- Laundry features: Laundry Room
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Dining Area
- Level: Main
Features
- Fireplace features: Living Room
- Finished area below ground: 0
- Finished area above ground: 2,600
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 84801
- Zoning: PD-MU
- Special condition: Standard
Features
- Levels: 1 Story/F.R.O.G.
- Pool features: Community
- Patio & porch: Covered,Front Porch,Rear Porch
Lot
- Lot size: 0.54 Acres
- Lot size dimensions: 166 x 220 x 70 x 184
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,883 | $46,596 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $390 | $4,680 |
| Electricity | $242 | $2,905 |
| Total | $4,830 | $57,960 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $768,000 |
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