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17428 Ridge Ave, Spring Lake, MI, 49456

2beds
2baths
1,322sqft
$435,000
$329price/sqft
$2,884/moest. monthly cost
$115,360/yrincome needed

About This Home

Condo Living with Custom Home Builder Quality! Welcome to Roosevelt Ridge South in Ferrysburg, where low-maintenance living meets exceptional craftsmanship. Step inside this brand new, zero step entry ranch condo offering 1,322 square feet of thoughtfully designed main-floor living. The open-concept kitchen, dining, and living areas create the perfect space for entertaining or relaxing. The spacious primary suite features a private ensuite bath, while a second bedroom and an additional full bathroom provide comfort and flexibility for family or guests. The unfinished lower level is ready for your personal touch, with plumbing already in place for a future bathroom and plenty of room for two additional bedrooms and a large family room. Additional features include: Covered deck, Two-stall attached garage, Grand Haven Public School district. Roosevelt Ridge South offers 16 total units, including 8 ranch-style condos and 8 two-story slab-on-grade home, giving you floor plan options.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
8/10
Lakeshore Middle SchoolGrades 7-82.2 mi
6/10
Grand Haven High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Curt Moran Builders

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Gas Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Center Island,Eat-in Kitchen,Pantry
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,322
  • Total interior livable area: 1,322 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 700316100063
  • Zoning description: Res-Improved

Features

  • Stories: 1

Lot

  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$124$1,488
Property Taxes $373$4,476
Electricity $188$2,259
Total$2,884$34,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,880/yr
40% on housing$86,520/yr
45% on housing$76,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 49456$287
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49456$228
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$435,000

New Construction

AgentTyler Moran
BrokerageFive Star Real Estate (Main)

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