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S/l 21 Lake Rd E, Geneva, OH, 44041

4beds
3baths
2,243sqft
$714,500
$319price/sqft
$4,957/moest. monthly cost
$198,280/yrincome needed

About This Home

Imagine waking up to breathtaking Lake Erie views from your private second story deck, where gentle lake breezes and endless horizons set the tone for your day and evenings end with spectacular sunsets over the water. Welcome to Overlook Villas at Geneva On The Lake where premium single family homes are paired with a true resort inspired lifestyle. This well appointed 4 bed, 2.5 bath single family home is thoughtfully designed for modern living and elevated comfort, offering open, functional layouts ideal for both everyday life and entertaining. A rare first floor primary suite and luxury private bath create the perfect blend of convenience, and comfort. Interiors feature premium plank flooring throughout, premium quartz kitchen countertops, and beautifully finished ceramic tiled bathrooms. Each residence includes a full basement measuring approximately 1,243 square feet, providing generous storage and the option to finish for additional living space. Also featuring a one car attached garage, and an additional two car parking pad for everyday convenience. Residents of this exclusive community enjoy access to exceptional private amenities. The pool house features restrooms, a kitchen area, and a fitness room, alongside a 40 by 20 inground swimming pool and an 8 by 8 inground spa, perfect for relaxing, entertaining, and gathering with family, friends, and neighbors. Located in the heart of Geneva on the Lake, this community offers year round lifestyle appeal. From vibrant summers filled with beaches, wineries, dining, and entertainment to peaceful winters highlighted by scenic lake views and quiet charm, the area delivers a unique balance of energy and relaxation. Whether you are seeking a primary residence, second home, or vacation retreat, this new single family home community presents a rare opportunity for a coastal lifestyle experience in one of Northeast Ohio’s most sought after lakefront settings.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Geneva High SchoolGrades 8-124.4 mi
4/10
Geneva Middle SchoolGrades 4-84.6 mi

Construction

Condition

  • Property condition: To Be Built

Materials

  • Roof: Asphalt
  • Construction materials: Cement Siding

Other

  • Builder name: Berges Home Performance

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Laundry features: In Basement,In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Second
  • Dimensions: 13 x 5

Bathroom

  • Level: First
  • Dimensions: 5 x 6

Bedroom

  • Level: Second
  • Dimensions: 19 x 12

Bedroom

  • Level: Second
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Kitchen Island,Stone Counters
  • Finished area above ground: 2,243

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,243
  • Total interior livable area: 2,243 sqft

Kitchen

  • Level: First
  • Dimensions: 20 x 10

Living Room

  • Level: First
  • Dimensions: 26 x 16

Primary Bathroom

  • Level: First
  • Dimensions: 12 x 5

Primary Bedroom

  • Level: First
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: TBD
  • Special condition: Builder Owned

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo,Community
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Beach Front,Lake Front
  • Frontage type: Lakefront

Lot

  • Lot size: 1,742 sqft
  • Features: Beach Front,Lake Erie Front,Lake Front

Parking

  • Parking features: Attached,Direct Access,Garage,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,612$43,344
Home Insurance *$439$5,268
Property Taxes $666$7,992
Electricity $240$2,886
Total$4,957$59,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,954/yr
40% on housing$148,710/yr
45% on housing$132,186/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 44041$130
Ashtabula County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 44041$141
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$714,500

For Sale by Agent

AgentCarolyn M Bentley
BrokerageHoward Hanna

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