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36 Morningside Rd Unit 1, Ocean City, NJ, 08226

6beds
4baths
1,919sqft
$2,499,000
$1,302price/sqft
$15,294/moest. monthly cost
$611,760/yrincome needed

About This Home

Superior Location ***** 5 Star OCNJ Gardens Neighborhood! This 2027 stunning new construction 1st floor condo is being built by quality home builder & developer STAR Builders! This beauty comes with fantastic amenities and features, and includes: 6 spacious bedrooms, 4 full luxury baths, large front & rear decks, and a magnificent gourmet kitchen with high-end cabinetry, SS appliances, and beautiful quartz counters with a tile backsplash and under-counter lighting. The home has an inviting open floor plan, with the kitchen area flowing seamlessly into the large living room with gas fireplace and dining area. The home also features hardwood flooring in great room, stairs, and hallway, gas heat and central air, tiled shower & bath, elevated vanities in bathrooms, tilt-in windows, a maintenance-free exterior, separate garage, enclosed outside shower, large lot (40 x 130), separate entrances, and more! This home is an absolute must see. Plans and specs available. Great location! (Steps to beach) Great new construction! (Quality builder) Great value! See you on the Beach!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
Ocean City Primary SchoolGrades PK-30.8 mi
6/10
8/10
Ocean City High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2027

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Fireplace(s),Foyer,Kitchen Island,Master Bath,Pets Allowed,Pantry
  • Flooring: Hardwood,Wall to Wall Carpet
  • Fireplace features: Built-In,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,919
  • Total interior livable area: 1,919 sqft

Property

Details

  • Parcel number: 21C1

Features

  • Levels: One
  • Stories: 2
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Parking

  • Total spaces: 2
  • Parking features: Parking Pad,Garage,Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Strong Wind
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,636$151,632
Home Insurance *$511$6,132
Property Taxes $1,936$23,232
Electricity $211$2,538
Total$15,294$183,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$524,365/yr
40% on housing$458,820/yr
45% on housing$407,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,302This listing

vs Other Active Listings

Avg $/sqft

ZIP 08226$1,048
Cape May County$613

vs Homes Sold Last Month

Median $/sqft

ZIP 08226$905
Cape May County$460

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$2,499,000

New Construction

AgentMICHAEL G CONTINO
BrokerageBHHS FOX and ROACH-Simpson OC

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