Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3665 Sandpiper Rd #128, Virginia Beach, VA, 23456

--beds
--baths
--sqft
$409,000
--price/sqft
$2,676/moest. monthly cost
$107,040/yrincome needed

About This Home

Experience the ultimate coastal lifestyle on this premium, oversized Back Bay lot featuring sweeping open-water views, a private boat dock, and a dedicated boat lift. Whether you are looking to park a luxury RV or your dream tiny home, this unique property offers the perfect vantage point for both breathtaking morning ocean sunrises and spectacular evening bay sunsets. Ideally positioned for high-yield summer vacation rentals, the lot grants owners and guests full access to resort-style community amenities, including two swimming pools, a private boat ramp, a fully equipped clubhouse and gym, and courts for tennis, pickleball, and volleyball. For a seamless turnkey transition, the owners are willing to completely clear the lot prior to closing. With reasonable quarterly HOA fees of $1,030, this premier piece of paradise is being offered at $409,000.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
36
BikeSomewhat Bikeable

Schools

9/10
10/10
9/10
Floyd Kellam High SchoolGrades 9-127.9 mi

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Property

Details

  • Zoning: AG1

Features

  • Exterior features: Dock
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Bay,Boat Lift,Bulkhead,Dock,Navigable Water

Lot

  • Features: Resort,Less Than 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$141$1,692
Property Taxes $265$3,180
Electricity $202$2,433
Total$2,676$32,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,748/yr
40% on housing$80,280/yr
45% on housing$71,360/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 23456$292
Virginia Beach City$291

vs Homes Sold Last Month

Median $/sqft

ZIP 23456$264
Virginia Beach City$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDeborah Moehler
BrokerageCRG Coastal

Similar Homes