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209 N Oak St, Minden, NE, 68959

3beds
2baths
1,571sqft
$450,000
$286price/sqft
$3,355/moest. monthly cost
$134,200/yrincome needed

About This Home

3 Bedroom, 2 Bath, 2 Car Garage - High End Finishes! NEW CONSTRUCTION! Unfinished basement - Egress windows and bathroom hookups ready, sprinklers and sod included! MORE INFO COMING SOON!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
C L Jones Middle SchoolGrades 4-80.4 mi
5/10
Minden High SchoolGrades 9-120.4 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 1571

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 2

Features

  • Finished area below ground: 1,571
  • Finished area above ground: 1,571

Interior Area

  • Total structure area: 3,142
  • Total interior livable area: 1,571 sqft

Property

Details

  • Parcel number: 0
  • Zoning: res

Features

  • Waterfront features: None
  • Living area range: 1401-1600

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Ice Storm
Tornado
Drought

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $593$7,116
Property Taxes $363$4,356
Electricity $124$1,493
Total$3,355$40,260

Income You'd Need if You Spent...

35% on housing$115,028/yr
40% on housing$100,650/yr
45% on housing$89,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 68959$81
Kearney County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 68959$111
Kearney County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$450,000

New Construction

AgentRusty Rhynalds
BrokerageRhynalds Auction & Realty

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