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635 SW 15th St, Grimes, IA, 50111

5beds
3baths
1,668sqft
$649,900
$390price/sqft
$4,539/moest. monthly cost
$181,560/yrincome needed

About This Home

Brenner Built presents another exceptional ranch in Harvest Pointe! Backing to a scenic pond, this thoughtfully designed home offers 1,668 finished sq. ft. on the main level plus approximately 950 finished sq. ft. in the lower level, with additional unfinished lower-level space available for future expansion. Enjoy an open floor plan with oversized windows, a covered patio overlooking the water, an extra-deep 3-car garage, and a designer kitchen featuring a huge walk-in pantry, custom two-tone cabinetry, quartz countertops, a gas range, custom hood, and stainless steel appliances. Additional highlights include luxury vinyl plank flooring, an electric fireplace, and a luxurious primary suite with a frameless tiled shower. The exterior features striking Urbane Bronze siding with Eldorado stone accents for timeless curb appeal. Built with the quality craftsmanship and attention to detail Brenner Built is known for, this home offers the perfect blend of style, function, and room to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
DC-G MeadowsGrades 7-80.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2027

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Stucco

Other

  • Builder name: Brenner Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Wet Bar
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 943

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,668
  • Total interior livable area: 1,668 sqft

Property

Details

  • Parcel number: 42506452008
  • Zoning: Res

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Patio

Lot

  • Lot size: 10,367 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$279$3,348
Property Taxes $850$10,200
Electricity $124$1,493
Total$4,539$54,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,622/yr
40% on housing$136,170/yr
45% on housing$121,040/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 50111$399
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50111$256
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$649,900

New Construction

AgentAndrew Bruellman
BrokerageRE/MAX Concepts

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