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19164 Harbour Tree Ct #38-D, North Fort Myers, FL, 33903

2beds
2baths
1,040sqft
$12,000
$12price/sqft
$274/moest. monthly cost
$10,960/yrincome needed

About This Home

Enjoy peaceful waterfront living in this beautifully two-bedroom, two-bath home located in the golf community of Lake Fairways Country Club. The open floor plan is complemented by a spacious lanai overlooking the water, a complemented by a spacious lanai. A bright eat-in kitchen, a comfortable guest bedroom and bath, and a large primary suite featuring a walk-in closet, dual sinks, and an easy-access walk-in shower. Lake Fairways offers an active lifestyle with an 18-hole golf course, pickleball, tennis, bocce, a large clubhouse with planned social events, a resort-style pool, and a hot tub. This age-restricted community primarily 55+, with age 40+ permitted under certain community guidelines. This home is situated on leased land with a monthly lot fee of $1,037 through December 31,2028. Contact DeeAnn to schedule your private showing. FaceTime showings are available upon request. ↓

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1984

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Features: Pass-Through

Property

Details

  • On leased land: Yes
  • Lease amount: 1037

Features

  • Patio & porch: Screened Porch
  • Exterior features: Golf,Tennis Court(s)
  • Has view: Yes
  • View description: Pond,Street
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $60$720
Home Insurance *$10$120
Property Taxes $7$84
Electricity $197$2,366
Total$274$3,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$9,394/yr
40% on housing$8,220/yr
45% on housing$7,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$12This listing

vs Other Active Listings

Avg $/sqft

ZIP 33903$92
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33903$198
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$12,000

For Sale by Agent

AgentDeeann Blanton
BrokerageLighthouse Mobile Home Sales

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