101 S Main St, Flat Rock, IL, 62427
About This Home
Come see this recently transformed adorable 1 bed 1 bath retreat!! (Former Casey State Bank- Flat Rock Branch). Perfect starter pad for those ready to embrace the minimalist lifestyle or great Air B&B investment. Many quality commercial grade features remain, along with a large strawberry patch, storage shed and some mature landscaping on a spacious corner lot..
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Oven
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Laminate
- Finished area above ground: 560
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 560
- Total interior livable area: 560 sqft
Property
Details
- Parcel number: 08406041029000
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Covered Porch
Lot
- Lot size: 5,500 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $364 | $4,368 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $81 | $972 |
| Electricity | $130 | $1,569 |
| Total | $644 | $7,728 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $72,000 |
View on Zillow