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60 Mountain Terrace Road, Parksville, NY, 12768

2beds
2baths
1,100sqft
$499,000
$454price/sqft
$3,726/moest. monthly cost
$149,040/yrincome needed

About This Home

Some homes are simply places to live. This is a place to belong. Tucked away on 1.77 private acres in the Town of Rockland, this beautifully renovated year-round home offers something that's becoming increasingly rare: true peace. Combined with the benefit of lower Town of Rockland taxes and coveted access to Hunter Lake, this is where you'll find yourself slowing down, breathing deeper, and wondering why you didn't make the move sooner. Every detail of this home has been thoughtfully reimagined through a fully engineered renovation, creating a warm, inviting space that feels as comfortable as it is beautiful. The spacious open floor plan brings everyone together, while large windows fill the home with natural light and frame the surrounding woods. The kitchen flows effortlessly into the living and dining areas, where a cozy woodstove creates the perfect gathering place on cool Catskills evenings. Step outside onto the expansive deck, soak in the wood-fired hot tub, listen to the birds, and enjoy the quiet that only nature can provide. It's the kind of setting that reminds you what life is supposed to feel like. Less than a mile away, Hunter Lake offers private lake access for swimming, kayaking, fishing, or simply spending the afternoon by the water. The serenity of this special lake is nearly impossible to duplicate, making every visit feel like a retreat. A 12' x 20' workshop and a charming she-shed provide endless possibilities for creative pursuits, a home office, fitness space, or extra storage. Whether you're searching for your forever home, a weekend escape, or a place where your peeps will always want to gather, this property offers more than a house; it offers a lifestyle. Once you arrive, you may never want to leave.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Other
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Cathedral Ceiling(s),High Ceilings,High Speed Internet,Kitchen Island,Low Flow Plumbing Fixtures
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Attic: Finished

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 4400028A0001026000
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Porch,Wrap Around
  • Exterior features: Fire Pit,Gas Grill
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: Beach Access,Lake Privileges

Lot

  • Lot size: 0.80 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$205$2,460
Property Taxes $752$9,024
Electricity $246$2,954
Total$3,726$44,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,748/yr
40% on housing$111,780/yr
45% on housing$99,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 12768$253
Sullivan County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 12768
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Price change$499,000
2026-03-29Listed for sale$525,000

For Sale by Agent

AgentElizabeth A Bernitt
BrokerageCentury 21 Geba Realty

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