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216 Laughlin Rd, Cleveland, MS, 38732

3beds
3baths
2,500sqft
$399,500
$160price/sqft
$2,955/moest. monthly cost
$118,200/yrincome needed

About This Home

A Home you don't want to miss. Completely remodeled. Large rooms. Huge closets and bathrooms. Mudroom or office off garage for shoes, backpacks, personal workspace. Lots of natural light in sunroom/living area. Open kitchen and eating area. Half bath downstairs. Pantry room with large storage capability. Laundry room easily accessible for family. Downstairs also has a large primary bedroom, bathroom, and closet. Upstairs has 2 bedrooms each with a bathroom. An extra room upstairs for office, fourth bedroom, or your choice . Two car garage with workshop within the garage. Storage room 24x14+- located on the side of the house. Large yard for gatherings and play area for children. Approximately 2500 sq ft. Information from owner and courthouse. Call for a showing

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Bell AcademyGrades PK-61.3 mi
--
East Side High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Good,New Interior
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Lower

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Dining Room

  • Level: Lower

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Concrete,Tile

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Kitchen

  • Level: Lower

Master Bathroom

  • Level: Lower

Master Bedroom

  • Level: Lower

Office

  • Level: Upper

Property

Details

  • Zoning description: Single Family

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 9,200 sqft
  • Lot size dimensions: 92 x 100

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage,Attached,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Bolivar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,020$24,240
Home Insurance *$520$6,240
Property Taxes $183$2,196
Electricity $232$2,789
Total$2,955$35,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,314/yr
40% on housing$88,650/yr
45% on housing$78,800/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 38732$98
Bolivar County$90

vs Homes Sold Last Month

Median $/sqft

ZIP 38732$84
Bolivar County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$399,500

For Sale by Agent

AgentMary C. Taylor
BrokerageFivePoint Real Estate & Development

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