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2025 Winchester Dr, Freeport, IL, 61032

5beds
3baths
1,748sqft
$179,900
$103price/sqft
$1,530/moest. monthly cost
$61,200/yrincome needed

About This Home

Large 5-bed/3-bath home offering nearly 2,800 sq ft of finished living space, including a finished basement and bright sun room. Features include an attached 2-car garage, spacious floorplan, and semi-fenced backyard. This home presents an outstanding value-add opportunity for investors or owner-occupants willing to renovate. Sold "as-is." Great opportunity to build equity in an established neighborhood. Multiple Freeport properties are available from the seller, and a package purchase may be considered. Buyer to verify room counts, dimensions, and intended use.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Freeport Middle SchoolGrades 7-81.9 mi
1/10
Freeport High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Bedroom3

  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Bedroom4

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom5

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,748 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 18132638000900
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 10,410 sqft
  • Lot size dimensions: 80 x 132

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$174$2,088
Property Taxes $313$3,756
Electricity $134$1,613
Total$1,530$18,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,457/yr
40% on housing$45,900/yr
45% on housing$40,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 61032$86
Stephenson County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 61032$77
Stephenson County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKevin Smith
BrokerageCentury 21 S.G.R., Inc.

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