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435 Beach 124 Street, Rockaway Park, NY, 11694

5beds
3baths
2,060sqft
$849,900
$413price/sqft
$5,543/moest. monthly cost
$221,720/yrincome needed

About This Home

Fully detached sun drenched frame home in desirable Rockaway Park. Situated on a generous 46x100 lot, this property offers a spacious open-concept layout ideal for modern living. The main level features a flexible bonus space perfect for a home office, Zoom room, or computer room, along with a full bathroom. The second floor includes a work in kitchen, full bathroom, and three bedrooms, including a primary bedroom with a California-style walk-in closet. A finished attic provides additional living space with two bedrooms and a half bath. The full basement offers a ¾ bathroom and ample storage or recreational potential. Exterior highlights include a private driveway accommodating up to five vehicles, plus a one-car garage. Enjoy a large rear yard—perfect for entertaining, barbecues, and outdoor gatherings.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

6/10
Ps Ms 114 Belle HarborGrades PK-80.5 mi
9/10
Scholars AcademyGrades 6-121.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Other
  • Attic: Finished

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 2,060
  • Total interior livable area: 2,060 sqft

Property

Details

  • Parcel number: 1620622
  • Special condition: None

Lot

  • Lot size: 4,600 sqft
  • Lot size dimensions: 46 x 100

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$375$4,500
Property Taxes $531$6,372
Electricity $340$4,085
Total$5,543$66,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,045/yr
40% on housing$166,290/yr
45% on housing$147,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 11694$487
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11694$750
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$849,900

For Sale by Agent

AgentKen MacBride
BrokerageFillmore Real Estate Fusion

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