609 S Henry St, Bay City, MI, 48706
About This Home
This home has been a wonderful investment for many years, and the seller is simply ready for a new chapter. Recently refreshed from top to bottom, it features fresh interior and exterior paint, new flooring, and an updated bathroom. The upper level has been thoughtfully reconfigured to create a more open feel while adding two additional bedrooms, offering even more living space and flexibility. This move-in-ready home is ready for its next owner to enjoy!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Materials
- Foundation: Basement
- Construction materials: Masonite
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range/Oven,Refrigerator,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Block,Full
Bathroom1
- Level: Main
Bedroom1
- Features: Carpet
- Level: Main
- Area: 120
Bedroom2
- Features: Carpet
- Level: Main
- Area: 100
Bedroom3
- Features: Carpet
- Level: Upper
- Area: 144
Bedroom4
- Level: Second
- Area: 120
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,302
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,902
- Total interior livable area: 1,302 sqft
Kitchen
- Features: Vinyl
- Level: Main
- Area: 120
Living Room
- Features: Vinyl
- Level: Main
- Area: 144
Property
Details
- Parcel number: 16002020800800
- Special condition: Private
Features
- Levels: One and One Half
- Stories: 1
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 50
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 50 x 100
Parking
- Total spaces: 2
- Parking features: 2 Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $555 | $6,660 |
| Home Insurance * | $66 | $792 |
| Property Taxes | $119 | $1,428 |
| Electricity | $188 | $2,259 |
| Total | $928 | $11,136 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $109,900 |
For Sale by Agent
View on Zillow