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205 W Saint John St, Girard, KS, 66743

0beds
2baths
1,990sqft
$119,000
$60price/sqft
$995/moest. monthly cost
$39,800/yrincome needed

About This Home

Excellent opportunity to own a well-established commercial property in a high-visibility location with prime highway frontage in Girard, Kansas. This approximately 1,990-square-foot building is well suited for a restaurant, café, retail space, office, or a variety of other commercial ventures. The property offers excellent exposure to passing traffic and features a drive-thru service window, parking for more than 25 vehicles, existing exterior signage, and handicap accessibility. Inside, you'll find a commercial kitchen with equipment and coolers, along with tables and chairs in the dining area, allowing many of the essentials to remain in place for the next owner. Additional features include two restrooms, office and storage areas, two central heating and air units, and a flexible floor plan designed to accommodate a variety of business needs. Situated on nearly one-half acre, this property provides ample space and outstanding visibility in a high-traffic location. Whether you're expanding an existing business or launching a new venture, this commercial property offers the location, infrastructure, and versatility to help bring your vision to life.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
4/10
Girard Middle SchoolGrades 6-80.1 mi
9/10
Girard High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Tile
  • Finished area above ground: 1,990

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Kitchen

  • Features: Open

Property

Details

  • Lease amount: 0

Lot

  • Lot size: 0.47 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Ice Storm
Lightning
Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$128$1,536
Property Taxes $105$1,260
Electricity $161$1,935
Total$995$11,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,114/yr
40% on housing$29,850/yr
45% on housing$26,533/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 66743$138
Crawford County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 66743$117
Crawford County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$119,000

For Sale by Agent

AgentSally Davis
BrokerageSally Davis Real Estate LLC

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