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2967 Discovery Dr NW #49, Cleveland, TN, 37312

4beds
3baths
2,601sqft
$505,000
$194price/sqft
$3,191/moest. monthly cost
$127,640/yrincome needed

About This Home

Welcome home to the Riverbirch plan, located in Pratt Home Builders' brand new community The Trails at Freewill. Situated on the northwest side of charming Cleveland, TN, this community offers resort-style living with a pool and cabana to match. When you walk through the front door into the foyer, you'll be greeted by your dedicated study space/ 4th bedroom and full bath. Continuing down the hall past the separate dining room that's perfect for hosting dinner parties, step into the great room that certainly earned its name. This spacious and thoughtfully-designed floor plan has the master bedroom situated on the main floor tucked behind the kitchen with a large bath and master closet. Upstairs you find two more bedrooms with a full bath and finished bonus room that could be a fifth bedroom.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Cleveland Middle SchoolGrades 6-80.8 mi
7/10
Cleveland High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick Veneer,HardiPlank Type

Other

  • Builder name: Pratt Home Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Storage,Stone Counters,Walk-In Closet(s),Separate Shower,En Suite,Separate Dining Room,Split Bedrooms
  • Window features: Double Pane Windows,Insulated Windows,Low-Emissivity Windows,Screens,Vinyl Frames
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,601

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Multi Units

Interior Area

  • Total structure area: 2,601
  • Total interior livable area: 2,601 sqft

Property

Details

  • Parcel number: Unknown
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Cabana,Community,In Ground
  • Patio & porch: Covered,Patio
  • Exterior features: None

Lot

  • Lot size: 6,351 sqft
  • Lot size dimensions: 50 x 127

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance $242$2,904
Property Taxes $185$2,220
Electricity $211$2,535
Total$3,191$38,292

Income You'd Need if You Spent...

35% on housing$109,405/yr
40% on housing$95,730/yr
45% on housing$85,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$171
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$505,000

New Construction

AgentBill Panebianco
BrokeragePratt Homes, LLC

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