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295 Christman Rd, Cold Brook, NY, 13324

2beds
2baths
1,400sqft
$599,000
$428price/sqft
$4,427/moest. monthly cost
$177,080/yrincome needed

About This Home

Perched on 60 acres of deep woods and a solitude of beauty that you've been longing for sits this custom built log cabin located at 295 Christman Road in Ohio, N.Y. Originated in 2019 this full scribe white pine log design captivates you with it's cascade of full logs and peeked gables on the exterior along with a showcasing wrap around porch for every peaceful view. At first glance the interior boasts expressive beams that are stately from all angles. The open volume of the first floor features a living room with a ambience stone fireplace, adjoining dining area, custom kitchen with granite countertops, island bar, and beautiful dark custom cabinets that set off the distinction of color you notice in the room. First floor continues with a guest bedroom, full bathroom, and utility room. A white pine tree with it's own nature roots is the main centerpiece that supports the log stairs leading to the second floor master bedroom. Your attention will be on every detail from the cathedral pitch, gorgeous ensuite bathroom with washer and dryer, and walk out porch that overlooks the beauty and reason of why you bought this. Property is located on seasonal road and has been winter maintained by seller. This home or cabin is fully functioning to be enjoyed year round with the solar power and generator. This property is part of a larger parcel so subdivision will reflect taxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Poland Elementary SchoolGrades PK-58.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Block,Poured
  • Roof: Asphalt
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Separate/Formal Living Room,Granite Counters,Kitchen Island,Living/Dining Room,Loft
  • Flooring: Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Other,See Remarks,Wood,Wall Furnace
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 21420007900300010360000000
  • Special condition: Standard

Features

  • Patio & porch: Open,Porch
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 60 Acres
  • Features: Irregular Lot,Secluded,Wooded
  • Lot size dimensions: 1951 x 1550

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$325$3,900
Property Taxes $828$9,936
Electricity $246$2,954
Total$4,427$53,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,782/yr
40% on housing$132,810/yr
45% on housing$118,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 13324$173
Herkimer County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 13324$126
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$599,000

For Sale by Agent

AgentHeidi Mouyos
BrokerageEmpire Homes & Commercial LLC

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