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1461/1463 Us Highway 84, Collins, MS, 39428

6beds
3baths
2,814sqft
$185,000
$66price/sqft
$1,477/moest. monthly cost
$59,080/yrincome needed

About This Home

Well-maintained duplex offering an excellent opportunity to expand your investment portfolio or enjoy the flexibility of owner-occupying one unit while the other helps offset your mortgage. This property features two spacious units, with one offering 3 bedrooms and 1 bathroom and the other offering 3 bedrooms and 2 bathrooms. Both units are currently tenant-occupied, providing immediate cash flow from day one. With established tenants already in place and multiple possibilities for future use, this is an opportunity you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
Collins Elementary SchoolGrades PK-68.2 mi
3/10
Collins High SchoolGrades 7-128.7 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,814
  • Total interior livable area: 2,814 sqft

Property

Details

  • Parcel number: 178027 00230

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Waterfront features: None

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 75 ft × 157 ft

Parking

  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Drought
Ice Storm

FEMA Declared Disasters in Covington County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$218$2,616
Property Taxes $63$756
Electricity $261$3,139
Total$1,477$17,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,640/yr
40% on housing$44,310/yr
45% on housing$39,386/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -12.1%
-12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 39428$212
Covington County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 39428
Covington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$165,000
2026-07-15Listed for sale$185,000

For Sale by Agent

AgentMarkeyla Chambers
BrokerageB & Co. Realty, LLC

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