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53 Winthrop Road #53F, Monroe Township, NJ, 08831

2beds
3baths
1,875sqft
$400,000
$213price/sqft
$3,026/moest. monthly cost
$121,040/yrincome needed

About This Home

Welcome to this beautifully maintained Wellesley model in the sought-after Whittingham 55+ Community, where spacious living and low-maintenance convenience come together. A grand double-door entry welcomes you inside, where engineered hardwood flooring flows throughout the first floor and fresh paint creates a bright, move-in ready feel. The eat-in kitchen is designed for both everyday living and entertaining, featuring new flooring, stainless steel appliances, pantry cabinets with convenient pull-out shelves, a vaulted ceiling, a large picture window, and an expansive dining area. Additional pantry storage is cleverly tucked beneath the staircase. The formal dining room opens seamlessly into the dramatic family room, highlighted by a soaring vaulted ceiling, cozy wood-burning fireplace, and ceiling fan. Six-panel doors throughout add timeless charm, while the first floor also offers a powder room, laundry room with slop sink, linen closet, and access to the one-car garage complete with hanging storage. Retreat to the spacious first-floor primary suite featuring a vaulted ceiling with ceiling fan, a large walk-in closet, and an amazing en-suite bath with dual sinks, linen closet, custom tile shower with glass doors & a rain shower head. Upstairs, a generous loft provides the perfect flex space for a home office, hobby room, or guest lounge. You'll also find a second bedroom with two closets and a ceiling fan, along with a convenient Jack-and-Jill bath featuring a tub/shower combination. A huge walk-in storage closet and an additional double-door linen closet provide exceptional storage space. Step outside to your private, fully fenced patio--ideal for enjoying your morning coffee, evening glass of wine or entertaining guests! Enjoy the ease of maintenance-free condo living with an HOA that covers the roof, exterior maintenance, fencing, and so much more. Whittingham offers an exceptional lifestyle with a 9-hole golf course, indoor and outdoor pools, clubhouse, billiards, craft room, fitness amenities, and countless clubs and activities. Conveniently located near Routes 130, 33, and the New Jersey Turnpike, this home offers the perfect blend of comfort, convenience, and resort-style living.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Brookside SchoolGrades 3-51.5 mi
8/10
6/10
Monroe Twp High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Adult Community

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,875
  • Total interior livable area: 1,875 sqft

Property

Details

  • Parcel number: 120004842000010000C053F

Features

  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$135$1,620
Property Taxes $663$7,956
Electricity $206$2,480
Total$3,026$36,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,748/yr
40% on housing$90,780/yr
45% on housing$80,693/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 08831$271
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08831$288
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$400,000

For Sale by Agent

AgentKaren Scarpa
BrokerageRE/MAX First Realty

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