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168 State St #168, Newburyport, MA, 01950

4beds
2baths
2,285sqft
$899,900
$394price/sqft
$5,955/moest. monthly cost
$238,200/yrincome needed

About This Home

Experience refined coastal living just moments from downtown Newburyport's waterfront, Rail Trail, Plum Island, T-station & highway routes. Rich in character & thoughtfully updated, this exceptional home showcases hardwood floors, crown molding, abundant natural light, and timeless architectural details throughout. The chef-inspired kitchen features granite countertops, stainless steel appliances, gas cooking, a walk-in pantry, and an inviting dining area designed for effortless entertaining. The flexible floor plan offers spacious bedrooms plus a finished third-floor retreat with skylight, ideal for guests, a home office, or media room. Outdoors, discover your own private oasis with an enclosed patio and garden—perfect for alfresco dining, morning coffee, or summer evenings under the stars. Complete with an oversized garage, parking for three, and a brand-new gas heating system, this home offers the perfect blend of luxury, comfort, and the coveted Newburyport coastal lifestyle.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
10/10
Newburyport High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1860

Materials

  • Roof: Shingle,Rubber
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Washer,Dryer,Wine Refrigerator
  • Laundry features: Linen Closet(s),Electric Dryer Hookup,Washer Hookup,First Floor,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Countertops - Stone/Granite/Solid
  • Level: First
  • Area: 58.215277777

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 33.833333333

Bedroom2

  • Features: Walk-In Closet(s), Flooring - Wall to Wall Carpet, Crown Molding
  • Level: Second
  • Area: 160.4375

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 105.75

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Crown Molding
  • Level: First
  • Area: 126.875

Features

  • Closet/Cabinets - Custom Built,Recessed Lighting,Crown Molding,Window Seat,Walk-In Closet(s),Closet,Sun Room,Sitting Room,Bedroom,Wired for Sound,Internet Available - Broadband
  • Window features: Skylight,Insulated Windows
  • Flooring: Tile,Carpet,Hardwood,Flooring - Hardwood,Flooring - Wall to Wall Carpet
  • Finished area above ground: 2,285
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Steam,Natural Gas,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,285
  • Total interior livable area: 2,285 sqft

Kitchen

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Wine Chiller, Gas Stove
  • Level: First
  • Area: 168.402777777

Living Room

  • Features: Closet, Flooring - Hardwood, Recessed Lighting, Crown Molding
  • Level: First
  • Area: 245.270833333

Master Bedroom

  • Features: Closet - Linen, Flooring - Hardwood, Crown Molding, Closet - Double
  • Level: First
  • Area: 192.5

Property

Details

  • Parcel number: M:0036 B:0045 L:0000,4299439
  • Zoning: B1

Features

  • Patio & porch: Patio - Enclosed
  • Exterior features: Patio - Enclosed,Fenced Yard,Garden
  • Fencing: Fenced
  • Waterfront features: Ocean,River,1 to 2 Mile To Beach,Beach Ownership(Public)

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$191$2,292
Property Taxes $764$9,168
Electricity $450$5,407
Total$5,955$71,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,171/yr
40% on housing$178,650/yr
45% on housing$158,800/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 01950$575
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01950$546
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$899,900

For Sale by Agent

AgentKevin Fruh
BrokerageGibson Sotheby's International Realty

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