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1532 Saddle Trl, Lakeland, FL, 33815

2beds
2baths
0sqft
$29,000
--price/sqft
$381/moest. monthly cost
$15,240/yrincome needed

About This Home

Welcome home to this beautifully maintained, move-in-ready 2-bedroom, 2-bath residence that comes fully furnished, making your transition effortless. Pride of ownership is evident throughout, with a spotless interior and thoughtful updates, including complete replumbing for added peace of mind. Enjoy relaxing mornings or quiet evenings in the spacious screened-in lanai, while the covered carport provides convenient, protected parking. Inside, you'll find a comfortable layout featuring a walk-in shower, plus the added convenience of an included washer and dryer. A storage shed provides plenty of extra space for tools, seasonal items, or hobbies. Experience resort-style living in this vibrant community. Residents enjoy a brand-new clubhouse, two sparkling swimming pools, dog park, RV & boat storage area, a billiards room, dart boards, card tables, tennis courts, pickleball courts, and shuffleboard courts-providing endless opportunities for recreation and socializing. The community is close to everything and a short drive to the theme parks and our beautiful beaches on both coasts! Call me to schedule a tour! Financing Available!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
4/10
Southwest Middle SchoolGrades 6-81.8 mi
3/10
Kathleen Senior High SchoolGrades PK,9-121.7 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 795

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $146$1,752
Home Insurance *$21$252
Property Taxes $17$204
Electricity $197$2,366
Total$381$4,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,062/yr
40% on housing$11,430/yr
45% on housing$10,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33815$36
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33815$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$29,000

For Sale by Agent

AgentGlenn Fogg
BrokerageFOGG MOBILE HOME SALES LLC

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