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2077 Raccoon Ridge Rd, Sugar Grove, VA, 24375

1beds
1baths
1,140sqft
$85,500
$75price/sqft
$721/moest. monthly cost
$28,840/yrincome needed

About This Home

Secluded Mountain Cabin on ½ Acre – Fully Furnished & Move-In Ready! This charming 1,400-square-foot cabin sits on 0.5 acres and offers the perfect blend of rustic charm, quiet comforts, and endless adventure. Boasting a freshly painted exterior and being sold fully furnished, this Sugar Grove getaway is ready for immediate enjoyment as a primary residence, vacation home, or income-producing short-term rental. Step inside to a warm and inviting living space where you’ll find a spacious one-bedroom, one full bath layout with a cozy loft that’s perfect for additional sleeping space, a home office, or a relaxing reading nook, making it easy to unwind after a day exploring the mountains. Step outside onto the freshly painted and weather-treated front deck that spans the entire width of the cabin—an ideal spot to enjoy your morning coffee, entertain friends, or simply take in the peaceful surroundings. A storage shed provides plenty of room for outdoor gear, tools, ATVs, or recreational equipment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Sugar Grove CombinedGrades PK-51.4 mi
4/10
Marion Middle SchoolGrades 6-88.2 mi
7/10
Marion Senior High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Freezer,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,140 sqft

Property

Features

  • Exterior features: Shingle,Wood,Wood products
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $432$5,184
Home Insurance *$49$588
Property Taxes $38$456
Electricity $202$2,433
Total$721$8,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,720/yr
40% on housing$21,630/yr
45% on housing$19,226/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 24375$27
Smyth County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 24375
Smyth County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$85,500
2026-07-15Listed for sale$85,500

For Sale by Owner

AgentProperty Owner

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