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225 Lake Point Dr, Nicholasville, KY, 40356

3beds
3baths
2,233sqft
$635,000
$284price/sqft
$4,067/moest. monthly cost
$162,680/yrincome needed

About This Home

NEW CONSTRUCTION - Enjoy the carefree lifestyle Brannon Reserve has to offer in a beautiful 3 bedroom 3 bath open floor plan condo currently under construction and waiting for your finishing touches. The first floor has 9 ft. ceilings, a gas fireplace, and tons of natural lighting. The spacious first floor primary suite features a private bath with double bowl vanity, tiled shower, and walk in closet. The first floor guest bedroom has access to a full bath as does the guest bedroom on the second floor. Entertain friends in the private courtyard or Relax on the covered back porch. Conveniently located to Brannon Crossing, Fritz Farm, Fayette Mall, Bluegrass Racquet Club, Tennis Club, Keeneland, airport, shopping, restaurants, and grocery.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,233 sqft

Property

Features

  • Exterior features: Other,Brick
  • Has view: Yes
  • View description: None

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$295$3,540
Property Taxes $386$4,632
Electricity $176$2,116
Total$4,067$48,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,440/yr
40% on housing$122,010/yr
45% on housing$108,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 40356$195
Jessamine County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 40356$185
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$635,000

For Sale by Owner

AgentProperty Owner

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