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839 Saratoga St #3A, Boston, MA, 02128

3beds
2baths
1,326sqft
$699,000
$527price/sqft
$4,552/moest. monthly cost
$182,080/yrincome needed

About This Home

Completed in 2023, this beautifully appointed 3-bedroom, 2-bath home showcases contemporary design, sophisticated finishes, and effortless functionality. The sun-filled open floor plan creates an inviting setting for everyday living and entertaining, centered around a stunning kitchen with an expansive quartz waterfall island, matching quartz backsplash, premium stainless steel appliances, and abundant workspace. Step outside to your private deck, perfect for morning coffee or evening gatherings, and enjoy the added convenience of dedicated parking. The spacious primary suite features a generous walk-in closet and a luxurious spa-inspired bath with a soaking tub and oversized wet room shower. Perfectly positioned near local parks with quick access to major highways, this exceptional home offers the ideal balance of style, comfort, and accessibility.

Getting Around

82
WalkingVery Walkable
62
TransitGood Transit
75
BikeVery Bikeable

Schools

4/10
Guild Elementary SchoolGrades PK-60.6 mi
2/10
East Boston High SchoolGrades 7-121.1 mi
9/10
Bradley Elementary SchoolGrades PK-60.7 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Freezer,Washer,Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area above ground: 1,326

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,326 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: W:01 P:01025 S:006,1331198
  • Zoning: CD

Features

  • Patio & porch: Deck
  • Exterior features: Deck
  • Waterfront features: 3/10 to 1/2 Mile To Beach

Parking

  • Total spaces: 1
  • Parking features: Deeded
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$263$3,156
Property Taxes $401$4,812
Electricity $354$4,259
Total$4,552$54,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,068/yr
40% on housing$136,560/yr
45% on housing$121,386/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 02128$393
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02128$513
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$699,000
2026-08-05Contingent$699,000
2026-07-15Listed for sale$699,000

For Sale by Agent

AgentBridget Fortunate
BrokerageElevated Realty, LLC

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