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LOT 5 Street, Holden, MO, 64040

3beds
2baths
1,810sqft
$384,900
$213price/sqft
$2,601/moest. monthly cost
$104,040/yrincome needed

About This Home

This floor plan in the photo is of a similar home by the same builder that was recently finished and sold. Builder is open to altering this plan or to utilize buyer's own plan. This home will be started soon on spacious 3+ acre lot located on the North side of US Hwy 50 just east of Pittsville. Granite countertops, spacious rooms and very open central area.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Holden Elementary SchoolGrades PK-510.5 mi
3/10
Holden Middle SchoolGrades 6-810.4 mi
4/10
Holden High SchoolGrades 9-1210.4 mi

Construction

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: K Savin LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Refrigerator,Built-In Oven
  • Laundry features: Bedroom Level,Electric Dryer Hookup

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Thermal Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,810

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,810
  • Total interior livable area: 1,810 sqft

Property

Details

  • Parcel number: TBD

Features

  • Patio & porch: Patio

Lot

  • Lot size: 3.02 Acres
  • Features: Acreage

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$293$3,516
Property Taxes $221$2,652
Electricity $141$1,693
Total$2,601$31,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,177/yr
40% on housing$78,030/yr
45% on housing$69,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 64040$144
Johnson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 64040$177
Johnson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$384,900

For Sale by Agent

AgentJIM TIVIS
BrokerageSHOW-ME REALTY

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