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340 Le Grand Dr, Panama City Beach, FL, 32413

5beds
4baths
3,885sqft
$2,550,000
$656price/sqft
$17,526/moest. monthly cost
$701,040/yrincome needed

About This Home

Coming Soon - No Showings. Now nearing completion at 340 Le Grand Drive, this exceptional new coastal residence offers a rare opportunity to secure a beautifully designed home just moments from the beach while still having the ability to personalize select finishes and fixtures. Thoughtfully planned as a 5-bedroom, 4-bath home, the three-story design blends refined architecture, curated designer selections, and effortless indoor-outdoor living in one of the area's most compelling settings. Positioned with Riviera Lake just beyond the private pool and Gulf views from the upper levels, the home is designed to capture the beauty of its surroundings from multiple vantage points. The main living spaces are open and inviting, with a spacious kitchen, dining, and living area that flows seamlessly to covered outdoor living. Multiple porches and balconies create a layered coastal lifestyle, ideal for entertaining, unwinding after a day at the beach, or simply taking in the water views. The plans detail 2,815 square feet of living space and about 3,885 square feet under roof, along with a 24' x 12' pool, garage, and a flexible third floor with full bath that can function as the fifth bedroom, a game room, or a living space, all with gorgeous lake and gulf views. Located approximately 1,000 feet from the beach, this home offers the convenience of beach lifestyle paired with the privacy and visual appeal of a lakefront setting. The anticipated completion date is roughly two months out, and a buyer who acts now has the unique advantage of stepping into a nearly finished new construction home while still participating in the selection of certain finishes and fixtures--an increasingly rare opportunity in today's market. Sophisticated yet relaxed, polished yet personal, 340 Le Grand Drive is ideal for the buyer seeking a luxury coastal retreat with designer character, strong visual presence, and meaningful involvement in the final details.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
7/10
Surfside Middle SchoolGrades PK-126.6 mi
4/10
J.R. Arnold High SchoolGrades 9-128.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Ice Maker

Bedroom

  • Level: First
  • Dimensions: 12.5 x 11.3

Bedroom

  • Level: Second
  • Dimensions: 11.3 x 11.2

Bedroom

  • Level: Third
  • Dimensions: 15.3 x 20.75

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Dimensions: 12 x 13

Features

  • Balcony,Double Vanity,Interior Steps,Soaking Tub,Separate Shower,Upper Level Primary,Entrance Foyer

Foyer

  • Level: First
  • Dimensions: 9.6 x 17.6

Garage

  • Level: First
  • Dimensions: 11 x 21.3

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,885
  • Total interior livable area: 3,885 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 15.75

Laundry

  • Level: Second
  • Dimensions: 7.6 x 8

Living Room

  • Level: First
  • Dimensions: 22 x 154

Master Bathroom

  • Level: Second
  • Dimensions: 8 x 6.25

Master Bedroom

  • Level: Second
  • Dimensions: 13.75 x 16.4

Other

  • Features: Balcony
  • Level: Second
  • Dimensions: 22.5 x 10

Other

  • Features: Balcony
  • Level: Third
  • Dimensions: 22.5 x 10

Porch

  • Level: First
  • Dimensions: 23 x 6

Porch

  • Level: First
  • Dimensions: 23 x 10

Property

Details

  • Parcel number: 35450020000
  • Zoning description: Resid Single Family

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Fenced,Gunite,In Ground,Private
  • Patio & porch: Deck,Balcony,Covered,Porch
  • Exterior features: Covered Patio,Outdoor Shower
  • Fencing: Fenced
  • Has view: Yes
  • View description: Gulf,Lake,Water
  • Has water view: Yes
  • Water view: Gulf,Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Shoreline - Natural

Lot

  • Lot size: 8,712 sqft
  • Features: Paved
  • Lot size dimensions: 75.0 ft x 121.0 ft

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,894$154,728
Home Insurance *$2,989$35,868
Property Taxes $1,253$15,036
Electricity $390$4,691
Total$17,526$210,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$600,891/yr
40% on housing$525,780/yr
45% on housing$467,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$656This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$285
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$2,550,000

New Construction

AgentClay Owens
BrokerageCompass Florida, LLC

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