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28122 TRINITY Lane, Hilliard, FL, 32046

5beds
3baths
2,128sqft
$319,400
$150price/sqft
$2,204/moest. monthly cost
$88,160/yrincome needed

About This Home

Brand new 5 bedroom, 3 bathroom home on over an acre in desirable Hilliard area! This home features 5 bedrooms, 3 bathrooms and over 2,000 sqft of living space. Complete with open kitchen, new stainless steel appliances, vinyl flooring, large primary bedroom with walk in closet and double vanity bathroom. The property is also fully fenced in! Priced to sell and won't last long. Schedule your showing today! Property is still under construction finalizing permits for septic and utilities but will be ready very soon!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Electric Oven,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,128 sqft

Property

Details

  • Parcel number: 234N23000000020210

Features

  • Stories: 1

Lot

  • Lot size: 1.50 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,615$19,380
Home Insurance *$181$2,172
Property Taxes $194$2,328
Electricity $214$2,569
Total$2,204$26,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,565/yr
40% on housing$66,120/yr
45% on housing$58,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 32046$187
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32046$214
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$317,900
2026-08-06Price change$318,900
2026-07-30Price change$319,400
2026-07-21Price change$319,900
2026-07-15Listed for sale$324,900

New Construction

AgentJANNAH JORDAN
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS

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