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31 Prescott St Unit 31, Framingham, MA, 01702

3beds
1baths
891sqft
$359,900
$404price/sqft
$2,590/moest. monthly cost
$103,600/yrincome needed

About This Home

Stop renting and start living! The best deal in town at this Prescott Gardens 3-bedroom condo. Easy living and conveniently located to all major routes, the hospital, and the university. The unit is a blank slate, offering someone the opportunity to make it their own. It's rare to find a three-bedroom living situation for under 400K. Three generously sized bedrooms and a full bath up, a full basement with your own laundry, and assigned parking. This is one of the rare complexes that includes your heat in your monthly association fee. Come make it your own.

Getting Around

69
WalkingSomewhat Walkable
33
TransitSome Transit
56
BikeBikeable

Schools

4/10
Miriam F Mccarthy SchoolGrades PK-50.7 mi
5/10
Fuller Middle SchoolGrades 6-80.6 mi
5/10
Framingham High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1954

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range
  • Laundry features: In Building,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Carpet
  • Finished area above ground: 891

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 891
  • Total interior livable area: 891 sqft

Property

Details

  • Parcel number: M:101 B:52 L:5808 U:031,506422
  • Zoning: condo

Features

  • Entry location: Unit Placement(Street)

Parking

  • Total spaces: 1
  • Parking features: Off Street,Deeded,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$115$1,380
Property Taxes $302$3,624
Electricity $354$4,259
Total$2,590$31,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,800/yr
40% on housing$77,700/yr
45% on housing$69,066/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 01702$298
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01702$338
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$359,900
2026-07-15Listed for sale$369,900

For Sale by Agent

AgentDavid Ferrini
BrokerageColdwell Banker Realty - Sudbury

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