10872 165th Ave NW, Elk River, MN, 55330
About This Home
**Ask about our $10,000 for interest rate buydown with our preferred lender** **To-Be-Built New Construction** Welcome to this stunning 2-story home offering three fully finished levels of comfortable living space! From the charming front porch to the large foyer, you’ll feel right at home the moment you arrive. The open-concept design features clean lines, oversized windows that let in tons of natural light, and a spacious kitchen that’s perfect for cooking and entertaining. The kitchen boasts gorgeous stone countertops, abundant cabinet space, a center island, walk-in pantry, and a bright ceramic tile backsplash. All kitchen appliances are included! Just off the kitchen, a convenient mudroom with built-in bench and a half bath make everyday living easy. At the front of the home, a versatile flex room is perfect for an office, playroom, or reading room. Upstairs, you'll find four generous bedrooms, including a luxurious primary suite with vaulted ceiling and private bath. A thoughtfully located laundry room adds extra convenience. The finished basement offers a big family room — perfect for movie nights, game days, or just hanging out — along with an additional bedroom and bathroom, giving everyone room to spread out. Enjoy the beautifully landscaped yard with in-ground sprinklers and fresh sod.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Other
- Builder name: CAPSTONE HOMES INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Daylight,Finished
Bedroom
- Level: Upper
- Area: 182
- Dimensions: 13x14
Bedroom2
- Level: Upper
- Area: 100
- Dimensions: 10x10
Bedroom3
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom4
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom5
- Level: Basement
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 160
- Dimensions: 10x16
Family Room
- Level: Basement
- Area: 345
- Dimensions: 23x15
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 792
- Finished area above ground: 2,288
Flex Room
- Level: Main
- Area: 120
- Dimensions: 10x12
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,080
- Total interior livable area: 3,080 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 9x16
Living Room
- Level: Main
- Area: 272
- Dimensions: 17x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: TBD
- Zoning description: Residential-Single Family
- Foundation area: 792
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 49 x 74 x 58 x 74
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $293 | $3,516 |
| Property Taxes | $435 | $5,220 |
| Electricity | $259 | $3,117 |
| Total | $3,767 | $45,204 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $539,900 |
| 2026-07-15 | Listed for sale | $549,900 |
View on Zillow