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754 Alberta Ave, Oswego, IL, 60543

2beds
2baths
1,474sqft
$390,305
$265price/sqft
$2,999/moest. monthly cost
$119,960/yrincome needed

About This Home

*Below Market Interest Rate Available for Qualified Buyers* Welcome to 754 Alberta Avenue, a beautifully designed new construction home in the heart of Oswego, IL! This single-story residence offers 1,474 square feet of thoughtfully crafted living space, blending modern design, quality craftsmanship, and everyday comfort. Step inside to an inviting, open-concept layout filled with natural light. The stylish kitchen serves as the heart of the home, featuring GE stainless steel appliances, ample counter space, an island, and a sleek, modern design-perfect for culinary enthusiasts and entertaining guests. This home offers a flex room and two spacious bedrooms, including a tranquil owner's suite with a well-appointed en-suite bathroom and generous closet space. The secondary bedrooms and additional full bath provide flexibility for guests. The outdoor space offers endless possibilities-whether you envision a peaceful patio retreat, a vibrant garden, or a space for outdoor gatherings. Situated in Oswego, IL, this home provides easy access to parks, shopping, dining, and major highways, all while enjoying the charm of a welcoming neighborhood. Broker must be present at clients first visit to any community. *Photos are of a similar home, not subject home* Lot 285

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
Traughber Jr High SchoolGrades 6-81.2 mi
8/10
Oswego High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stone

Other

  • Builder model: ALDEN-UFS

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Level: Main
  • Area: 252
  • Dimensions: 18X14

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,474 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Closet)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8X06

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0316400018
  • Special condition: None
  • Other equipment: Sump Pump

Features

  • Stories: 1

Lot

  • Lot size: 6,750 sqft
  • Lot size dimensions: 54 x 125

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,973$23,676
Home Insurance *$155$1,860
Property Taxes $741$8,892
Electricity $130$1,569
Total$2,999$35,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,822/yr
40% on housing$89,970/yr
45% on housing$79,973/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 60543$213
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60543$203
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$390,305

New Construction

AgentLinda Little, CNC,CSC,E-PRO,RSPS,SFR,SRES
BrokerageLittle Realty

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