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1978 Chipper Dr, Edgewood, MD, 21040

2beds
1baths
980sqft
$40,000
$41price/sqft
$524/moest. monthly cost
$20,960/yrincome needed

About This Home

Come and check out this cozy 2 bedroom 1 bath single wide with a wood burning fireplace. in Harford Village Community pool included in ground rent. Monthly ground rent is $740. Park approval required.

Getting Around

43
WalkingCar-Dependent
26
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

4/10
Edgewood Middle SchoolGrades 6-81.9 mi
3/10
Edgewood High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch/Rambler
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Other,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: N/A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$14$168
Property Taxes $27$324
Electricity $281$3,374
Total$524$6,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,965/yr
40% on housing$15,720/yr
45% on housing$13,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 21040$87
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21040$184
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Contingent$40,000
2026-07-15Listed for sale$40,000

For Sale by Agent

AgentKarolina Stasiukiewicz
BrokerageCummings & Co. Realtors

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