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13143 N Highway 281, Perrin, TX, 76486

3beds
3baths
1,456sqft
$875,000
$601price/sqft
$6,286/moest. monthly cost
$251,440/yrincome needed

About This Home

Discover the possibilities with this exceptional 16± acre corner tract in Perrin. Boasting prime frontage along Highway 281 and convenient access from both Highway 281 and Rambling Road, this versatile property offers excellent visibility, accessibility, and endless potential. The charming home features 3 bedrooms and 2 full bathrooms on the main level, along with a spacious loft and bathroom upstairs. The kitchen has been recently updated new countertops and new appliances, creating a modern and functional space for everyday living. Outside, a large shop provides ample storage and workspace and could easily be utilized for hay storage or converted into a horse barn. Well-suited for a variety of uses, including livestock, equestrian activities, recreational enjoyment, or your dream country homestead. Whether you're looking for a working ranch, horse property or private rural retreat, this property offers the space and location to bring your vision to life.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Perrin High SchoolGrades PK-123.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen,Cable TV

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,456 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 25 x 15

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: 104060000

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Rear Porch,Covered,Front Porch

Lot

  • Lot size: 16 Acres
  • Features: Acreage,Agricultural,Corner Lot,Pasture

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Additional Parking,RV Garage,RV Access/Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$844$10,128
Property Taxes $780$9,360
Electricity $238$2,859
Total$6,286$75,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,520/yr
40% on housing$188,580/yr
45% on housing$167,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$601This listing

vs Other Active Listings

Avg $/sqft

ZIP 76486$242
Palo Pinto County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 76486
Palo Pinto County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$825,000
2026-07-16Listed for sale$875,000

For Sale by Agent

AgentChelsee Brown
BrokerageTexas Premier Realty

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