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457 W Foster St, Monticello, IN, 47960

1beds
1baths
2,000sqft
$249,900
$125price/sqft
$1,697/moest. monthly cost
$67,880/yrincome needed

About This Home

Excellent opportunity to own a versatile storage facility with numerous recent improvements and expansion potential. Both buildings are steel structures, offering durability and low-maintenance ownership. The south building features 17 storage units and is fully spray-foamed for added efficiency. Recent updates include new electrical, lighting, and security camera systems. Units 2 and 16 offer added convenience with both exterior garage door access and interior roll-up door access. An additional side garage door off the alley provides easy loading and unloading access. The north building includes a dedicated area already plumbed for a future bathroom, one overhead garage door, and a new electrical panel. The property is currently not climate controlled but has the ability to be converted if desired. Both buildings are on separate utility meters, providing flexibility for future operations or tenant management.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

6/10
5/10
Roosevelt Middle SchoolGrades 6-80.4 mi
5/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Construction materials: Metal Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Concrete
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 917333000041.300021

Features

  • Stories: 1

Lot

  • Lot size: 0.39 Acres
  • Features: Corner Lot
  • Lot size dimensions: 100X172

Parking

  • Total spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$134$1,608
Property Taxes $116$1,392
Electricity $184$2,212
Total$1,697$20,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,182/yr
40% on housing$50,910/yr
45% on housing$45,253/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$143
White County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$239,900
2026-07-16Listed for sale$249,900

For Sale by Agent

AgentGarrett Criswell
BrokerageRaeco Realty

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