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12710 Hamilton Rd, Charlotte, NC, 28273

4beds
3baths
2,200sqft
$450,000
$205price/sqft
$2,897/moest. monthly cost
$115,880/yrincome needed

About This Home

Northway at Hamilton is an enclave of 6 new builds on the same street. With no HOA! Under construction single family home from Northway Homes in sought after Southwest Charlotte. Close proximity to Lake Wylie, Pineville and Baxter Village. This spacious two-story home features 4 bedrooms, 2.5 bathrooms, and a versatile upstairs loft—perfect for a playroom, home office, or second living space. Thoughtfully designed with modern finishes and an open-concept layout, this home offers comfort, style, and functionality. The gourmet kitchen is equipped with quartz countertops, soft-close cabinetry, and an open-concept layout that flows seamlessly into the main living areas, perfect for everyday comfort and entertaining. Upstairs, the spacious primary suite is joined by generously sized secondary bedrooms, offering flexibility for a variety of lifestyles. With easy access to I-77 and I-485 and a convenient commute to Charlotte Douglas International Airport, enjoy the benefits of new construction in a convenient location just minutes from shopping, dining, and major highways. Photos are representative of a previous build. Please inquire for a copy the interior selections and design sheet.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

6/10
River Gate ElementaryGrades K-50.4 mi
2/10
Southwest Middle SchoolGrades 6-81.5 mi
6/10
Palisades High SchoolGrades 9-112.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Water Heater,Microwave,Refrigerator with Ice Maker
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 21932574
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.16 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$160$1,920
Property Taxes $258$3,096
Electricity $204$2,458
Total$2,897$34,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,325/yr
40% on housing$86,910/yr
45% on housing$77,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 28273$172
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28273$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$450,000

New Construction

AgentJake Meinberg
BrokerageCostello Real Estate and Investments LLC

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