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12403 Spike Heights, San Antonio, TX, 78245

4beds
2baths
1,585sqft
$299,990
$189price/sqft
$2,315/moest. monthly cost
$92,600/yrincome needed

About This Home

Welcome to the Isabella at Spring Creek, where elegance meets versatility in a single-story floor plan. This home embraces the open-concept lifestyle, with its seamlessly connected great room, dining area, and kitchen-a layout perfect for everything from entertaining to game night. The owner's suite features a private bathroom and a large walk-in closet, and the remaining three bedrooms share a bath with dual vanities.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

5/10
Ladera Elementary SchoolGrades PK-52.9 mi
6/10
5/10
Medina Valley High SchoolGrades 9-127.4 mi

Construction

Condition

  • Property condition: Under Construction,New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Other

  • Builder name: Century Communities

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Microwave,Range,Disposal,Dishwasher,Plumbed For Ice Maker,Electric Water Heater
  • Laundry features: Upper Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 90

Bedroom3

  • Area: 110

Bedroom4

  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 48

Family Room

  • Area: 210

Features

  • Kitchen Island,Utility Room Inside,Open Floorplan,High Speed Internet,Walk-In Closet(s),Solid Counter Tops
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Not Applicable
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,585 sqft

Kitchen

  • Area: 168

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 72

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Area: 210

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,621 sqft
  • Features: Curbs,Street Gutters,Sidewalks,Streetlights,Fire Hydrant w/in 500'

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado
Lightning
Cold Wave
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$174$2,088
Property Taxes $387$4,644
Electricity $238$2,859
Total$2,315$27,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,371/yr
40% on housing$69,450/yr
45% on housing$61,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 78245$127
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78245$152
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$299,990
2026-07-16Listed for sale$299,990

New Construction

AgentDayton Schrader
BrokerageeXp Realty

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