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32 Virginia Avenue #101, Monroe, NY, 10950

5beds
4baths
2,956sqft
$900,000
$304price/sqft
$6,838/moest. monthly cost
$273,520/yrincome needed

About This Home

This 5-bedroom, 4-bath home in the beautiful village of South Blooming Grove offers a perfect blend of comfort, privacy, and modern luxury. Nestled in a prime location, it offers a serene lifestyle surrounded by green grass, trees, and fresh country air, all while being within walking distance to grocery stores and amenities. The main floor includes a large dining area with custom upgrades, a comfortable study, and a convenient playroom. The Modern Kitchen is a true centerpiece, featuring two-tone cabinets, sleek solid acrylic doors, a large island with a breakfast bar, and quartz countertops. There is a separate kitchen, making it both beautiful and functional. The second floor features a serene master bedroom suite, complete with a private master bathroom, ample walk-in closet space, and elegant finishes. The remaining 4 bedrooms are bright and spacious too. Every detail has been curated for quality, including select-grade red oak hardwood floors, 8-foot solid core Shaker doors on the main floor, and stylish moldings throughout. The property features beautiful landscaping, a private pressure-treated deck, and an asphalt driveway finished with stylish Belgium block curbing. This home is crafted with perfection, and offers the perfect blend of modern luxury, convenience, and comfort.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Entrance Foyer,Formal Dining,Kitchen Island,Quartz/Quartzite Counters,Walk-In Closet(s)
  • Attic: Walkup

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,956
  • Total interior livable area: 2,956 sqft

Property

Details

  • Parcel number: 211 3 15
  • Attached to another structure: Yes
  • Special condition: None

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$285$3,420
Property Taxes $1,515$18,180
Electricity $488$5,862
Total$6,838$82,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,445/yr
40% on housing$205,140/yr
45% on housing$182,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 10950$309
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 10950$294
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$900,000

For Sale by Agent

AgentJoel Schwartz
BrokerageeRealty Advisors, Inc

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