




2922 E Cedar Creek Pass, Stillwater, OK, 74075
About This Home
*****SELLER OFFERING $5,000 IN CONCESSIONS!***** Use it your way—toward upgrades, closing costs, or a rate buy-down—your possibilities start here! For added peace of mind, this home includes the standard builder’s warranty plus an additional 10-year Limited Structural third party Warranty through RWC, offering long-term confidence in your investment! HOA is $250/year. Est completion beg of November Brand new and just getting started—this is your chance to make it yours from the ground up! Designed with modern living in mind, this home offers 4 bedrooms, 3 bathrooms, plus a versatile flex room with a closet that can easily function as a 5th bedroom. Two suites—an owner’s suite and a secondary suite—create space and comfort for everyone. The owner’s bath is a true retreat with dual sinks, a relaxing soaker tub, and a separate shower. The kitchen is built to impress with stainless steel appliances, space-saver microwave, sound-insulated dishwasher, granite countertops, and crisp canned lighting. Enjoy inside utility, a spacious 4-car attached garage, and best of all—inviting covered front porch and covered back patio, perfect for morning coffee, evening unwinding, or entertaining year-round. All of this sits on approximately .80 acres MOL, giving you room to breathe, grow, and dream. New construction, thoughtful design, and endless possibilities—welcome home!
Getting Around
Schools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick Veneer,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range,Dishwasher,Disposal
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,070
- Total interior livable area: 2,070 sqft
Property
Details
- Parcel number: 2922ECedarCreek74075
- Zoning description: Small Lot Single Family Stw
Features
- Levels: One
- Stories: 1
- Fencing: None
Lot
- Lot size: 0.80 Acres
- Lot size dimensions: 34848 SF
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Tornado
- Heat Wave
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Payne County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,921 | $23,052 |
| Home Insurance | $366 | $4,392 |
| Property Taxes | $243 | $2,916 |
| Electricity | $153 | $1,847 |
| Total | $2,683 | $32,196 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $380,000 |
