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20 Natures Cv, Florence, AL, 35630

4beds
5baths
3,600sqft
$1,399,900
$389price/sqft
$9,163/moest. monthly cost
$366,520/yrincome needed

About This Home

WILSON LAKE - 5 minutes from Turtle Point Country Club. Fabulous new construction with a breathtaking view! Step into the great room that offers an unbelievable view of the water, featuring a grand fireplace with gas logs flanked by built-in shelving. The luxurious kitchen is equipped with top-of-the-line stainless steel appliances, an oversized island, pot filler, apron-front sink, coffee station, and the walk-in pantry of your dreams. The large primary suite includes an ensuite bath with tile shower, soaking tub, and ample storage. The generous closet has built ins and lead directly into the laundry room with even more storage. 3 more bedrooms and 2 1/2 baths complete the main floor. Upstairs you will find a large bonus room. Do you need a: craft room, mancave, office, exercise room, sewing room, play room? Whatever you need, it can be. The space also offers a full bath. Continue onto the back, oversized covered patio complete with outdoor kitchen, and just relax and enjoy the view!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
Brooks Elementary SchoolGrades PK-62.7 mi
7/10
Brooks High SchoolGrades 7-124.1 mi
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Hardboard Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Oven,Cooktop,Gas Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Features: Suite
  • Level: Suite

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Dining Room

  • Features: Combination
  • Level: Combination

Features

  • Kitchen Island
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 3,600

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Living Room

  • Features: Great Room
  • Level: Great Room

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Recreation Room

  • Features: Second Floor
  • Level: Second Floor

Property

Details

  • Special condition: Standard
  • Other equipment: Irrigation System

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Gas Grill
  • Has view: Yes
  • View description: Bluff,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 0.81 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Assigned
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,078$84,936
Home Insurance *$1,310$15,720
Property Taxes $373$4,476
Electricity $402$4,833
Total$9,163$109,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$314,160/yr
40% on housing$274,890/yr
45% on housing$244,346/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 35630$100
Lauderdale County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 35630$133
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,399,900

New Construction

AgentTed Wylie
BrokerageAPEX Realty Group LLC

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