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286 Mill Creek Road, Newport, NC, 28570

4beds
2baths
2,128sqft
$350,000
$164price/sqft
$2,183/moest. monthly cost
$87,320/yrincome needed

About This Home

Escape the hustle and bustle and embrace peaceful country living with this double-wide home situated on approximately 10 acres in Newport. Currently undergoing renovations, this property offers an excellent opportunity to add your own finishing touches and create the home you've always envisioned. With plenty of open space, the possibilities are endless. Whether you dream of a large garden, hobby farm, outdoor recreation, or simply enjoying the privacy and tranquility of nature, this property provides the perfect setting to make it your own. Ideally located just a short drive from Morehead City and New Bern, you'll enjoy the best of country living with convenient access to shopping, dining, healthcare, and everyday amenities. Spend weekends launching your boat from a nearby public boat ramp, exploring scenic waterways, or relaxing on the beautiful Crystal Coast beaches. If you're searching for space, privacy, and the opportunity to create a lifestyle that fits your vision, this unique property is ready to welcome you home. This parcel with the house includes an additional parcel #634702997237000 of a little over 10 more acres.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Newport Elementary SchoolGrades PK-51.9 mi
4/10
Newport Middle SchoolGrades 6-81.5 mi
5/10
West Carteret High SchoolGrades 8-123.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Block,Crawl Space
  • Roof: Shingle,Composition
  • Construction materials: Vinyl Siding,Steel Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Water Softener,Washer,Refrigerator,Range,Dryer
  • Laundry features: In Hall

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Flooring: LVT/LVP
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 635803011434000
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 20.13 Acres
  • Features: Open Lot,Wetlands,Wooded
  • Lot size dimensions: 819 x 188 x 2111 x 330

Parking

  • Parking features: Off Street,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$86$1,032
Property Taxes $128$1,536
Electricity $200$2,405
Total$2,183$26,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,845/yr
40% on housing$65,490/yr
45% on housing$58,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28570$253
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28570$207
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$350,000

For Sale by Agent

AgentBradberry Garner Real Estate
BrokerageKeller Williams Crystal Coast

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