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22 Sunset Rdg, Ludlow, MA, 01056

4beds
4baths
3,092sqft
$1,300,000
$420price/sqft
$9,218/moest. monthly cost
$368,720/yrincome needed

About This Home

Experience luxury living in prestigious Sunset Ridge subdivision, where breathtaking sunsets & exceptional craftsmanship define this custom-built Modern Farmhouse Colonial. Perfectly situated on just over an acre, this meticulously maintained home offers a private backyard & multiple outdoor areas for relaxation. The open-concept features a stunning chef’s kitchen boasting a butler pantry, qtz c tops, oversized island flowing into the dining area and spacious living rm with a striking dual-sided indoor/outdoor gas fireplace shared with deck dining. Additional first-flr highlights include a private office, primary bedrm with en-suite bath, laundry, half bth, mudroom and an impressive oversized 3-car garage. Upstairs offers a loft/family room, 3 bdrms, 2 full baths, & access to a covered porch showcasing scenic sunset views. An unfinished bonus rm provides excellent expansion potential for an in-law suite, or additional living space. Luxury, beauty, privacy, and timeless design await.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
4/10
Ludlow Senior High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle,Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Tankless Water Heater,Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer,Water Treatment,Wine Refrigerator
  • Laundry features: Bathroom - 1/4,Closet/Cabinets - Custom Built,Flooring - Stone/Ceramic Tile,Stone/Granite/Solid Countertops,Electric Dryer Hookup,Recessed Lighting,Washer Hookup,Sink,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Double Vanity
  • Level: First

Bathroom3

  • Features: Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting
  • Level: Second

Bedroom2

  • Features: Flooring - Laminate, Recessed Lighting
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s), Walk-In Closet(s), Flooring - Laminate, Recessed Lighting
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s), Flooring - Laminate, Recessed Lighting
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Laminate, Window(s) - Picture
  • Level: First

Features

  • Closet,Recessed Lighting,Open Floorplan,Bathroom - Full,Bathroom - Tiled With Tub & Shower,Countertops - Stone/Granite/Solid,Entrance Foyer,Mud Room,Home Office,Loft,Bathroom
  • Door features: Insulated Doors
  • Window features: Picture,Insulated Windows
  • Flooring: Tile,Wood Laminate,Flooring - Vinyl,Flooring - Stone/Ceramic Tile,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area above ground: 3,092

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,092
  • Total interior livable area: 3,092 sqft

Kitchen

  • Features: Flooring - Laminate, Window(s) - Picture, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Wine Chiller, Gas Stove, Lighting - Pendant
  • Level: Main,First

Living Room

  • Features: Ceiling Fan(s), Flooring - Laminate, Balcony / Deck, Exterior Access, Open Floorplan, Recessed Lighting
  • Level: Main,First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Laminate, Window(s) - Picture, Recessed Lighting
  • Level: First

Office

  • Features: Flooring - Laminate, Window(s) - Picture, Open Floor Plan
  • Level: First

Property

Details

  • Zoning: RA

Features

  • Patio & porch: Porch,Deck - Composite,Patio,Covered
  • Exterior features: Porch,Deck - Composite,Patio,Covered Patio/Deck,Professional Landscaping,Sprinkler System
  • Has view: Yes
  • View description: Scenic View(s)
  • Frontage length: 242.00

Lot

  • Lot size: 1.09 Acres
  • Features: Easements

Parking

  • Total spaces: 13
  • Parking features: Attached,Garage Door Opener,Storage,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$509$6,108
Property Taxes $1,527$18,324
Electricity $609$7,316
Total$9,218$110,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,045/yr
40% on housing$276,540/yr
45% on housing$245,813/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$420This listing

vs Other Active Listings

Avg $/sqft

ZIP 01056$230
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01056$243
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Contingent$1,300,000
2026-07-16Listed for sale$1,300,000

For Sale by Agent

AgentTeam Cuoco
BrokerageCuoco & Co. Real Estate

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