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36 Raquette River Camp Road 1, South Colton, NY, 13687

2beds
1baths
0sqft
$319,000
--price/sqft
$2,664/moest. monthly cost
$106,560/yrincome needed

About This Home

Welcome to your own waterfront retreat on Camp Road #1 in South Colton! Nestled at the end of a quiet dead-end road, this meticulously maintained 2-bedroom, 1-bath cottage offers 100 feet of privately owned waterfront on the peaceful Raquette River, also known as the South Colton Reservoir. Complete with your own metal dock and swimming area, this is a perfect place to escape the hustle and bustle of everyday life. Spend your days launching your boat from the nearby public boat launch (located across the water on Morgan Rd.), cruising around, fishing, kayaking, water skiing, or simply relaxing by the water and taking in the beautiful surroundings. A gently sloping front yard leads to the shoreline and provides stunning water views from the expansive covered porch that stretches the full width of the cottage. Designed for outdoor living, this inviting space offers plenty of room for dining, entertaining, or simply enjoying overlooking the water. Inside, the open-concept living room, dining area, and kitchen are filled with natural light from large waterfront windows, creating a bright and welcoming atmosphere. The cottage is being sold furnished, making it truly move-in ready—just bring your personal belongings and start enjoying your seasonal cabin right after closing. The two bedrooms comfortably accommodate guests with five beds, while generous closet space and large windows add to their comfort. A centrally located full bathroom serves the living space, and a separate outbuilding houses the laundry area while providing additional storage. An oversized two-car garage offers ample space for vehicles, boats, outdoor gear, recreational equipment, and other needs. This is a great opportunity to own 100 feet of deeded waterfront—not leased or owned by a third party—this property combines privacy, recreation, and relaxation in one exceptional package.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Block,Pier
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan
  • Flooring: Carpet

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 730

Property

Details

  • Parcel number: 105.08411

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered porch
  • Exterior features: Lighting
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Waterbody name: S. Colton Reservoir
  • Frontage length: Water Frontage: 100

Lot

  • Lot size: 0.50 Acres
  • Features: located on a dead end
  • Lot size dimensions: 100' x 200'

Parking

  • Total spaces: 2
  • Parking features: 2 car garage,3 or more parking spaces,Detached garage,Oversized,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$292$3,504
Property Taxes $513$6,156
Electricity $246$2,954
Total$2,664$31,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,337/yr
40% on housing$79,920/yr
45% on housing$71,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13687
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13687$64
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$309,000
2026-07-16Listed for sale$319,000

For Sale by Agent

AgentKatie Geidel
BrokerageSandstone Realty NY LLC

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