408 Suffolk St #0, Lowell, MA, 01854
About This Home
**SELLER WILLING TO COVER FIRST 6 MONTHS OF CONDO FEES FOR FIRST 20 BUYERS** Multiple Units Available! Welcome to Suffolk Place, Lowell's newest opportunity for affordable homeownership. These newly constructed one-bedroom condominiums combine modern finishes, energy-efficient design, and convenient downtown living. Each home features an open-concept layout, luxury vinyl plank flooring, quartz countertops, stainless steel appliances, an all-in-one washer/dryer, Mitsubishi high-efficiency heating and cooling, and a beautifully finished bath. Residents enjoy elevator access, secure ButterflyMX entry, private storage, a community room, package area, and professionally managed common spaces. Conveniently located near Downtown Lowell, UMass Lowell, the MBTA Commuter Rail, major highways, restaurants, shopping, and the city's growing arts and cultural district. Applicable income and asset limits, first-time homebuyer eligibility, and owner-occupancy requirements apply. Investor purchases are not permitted.
Getting Around
Walker's Paradise
Good Transit
BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Construction materials: Frame,Stone
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Disposal,Microwave,Refrigerator,Freezer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Washer,Washer/Dryer,Range,Oven
- Laundry features: In Unit,Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Elevator
- Finished area above ground: 670
- Common walls with other units/homes: End Unit,2+ Common Walls,Corner
Heating & Cooling
- Heating features: Central,Ductless
- Cooling features: Central Air,Ductless
Interior Area
- Total structure area: 670
- Total interior livable area: 670 sqft
Property
Details
- Parcel number: M:137 B:5560 L:408,3185083
- Attached to another structure: Yes
- Zoning: UMU
- Other equipment: Intercom
Features
- Entry location: Unit Placement(Front)
- Exterior features: Professional Landscaping,Sprinkler System
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,107 | $13,284 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $184 | $2,208 |
| Electricity | $354 | $4,259 |
| Total | $1,724 | $20,688 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $330,000 |
| 2026-07-16 | Listed for sale | $219,000 |
View on Zillow