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5434 Bayleaf Dr, Crestview, FL, 32539

2beds
2baths
971sqft
$199,900
$206price/sqft
$1,413/moest. monthly cost
$56,520/yrincome needed

About This Home

Seller is offering $3,000 in buyer incentives plus preferred lender credit! Buyers still have the opportunity to pick colors. Holley Grove Subdivision where modern comfort meets suburban charm. This beautifully designed home features 2 bedrooms and 2 bathrooms and offers a perfect blend of style, functionality, and everyday comfort. From the moment you step inside, you'll appreciate the sleek luxury vinyl plank flooring that flows seamlessly throughout the entire home, creating a cohesive and low-maintenance living space. The heart of the home is the stunning kitchen, showcasing elegant quartz countertops, stainless steel appliances, and a spacious island complete with an under-mount sink ideal for both meal prep and casual gatherings. The open floor plan enhances the sense of space and creates an inviting atmosphere perfect for entertaining or enjoying relaxed day-to-day living. Abundant natural light fills the home, highlighting the thoughtful design and modern finishes throughout. Holley Grove residents enjoy the added benefit of fiber internet throughout the neighborhood, providing fast and reliable connectivity for work, streaming, or gaming. With no HOA, you'll also enjoy the freedom to truly make this home your own. Don't miss your chance to own this stunning property and experience the best of modern living in the heart of Holley Grove.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Northwood Elementary SchoolGrades PK-510.1 mi
8/10
Davidson Middle SchoolGrades 6-89.9 mi
5/10
Crestview High SchoolGrades 9-129.7 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 88
  • Dimensions: 11 x 8

Bathroom

  • Level: First
  • Area: 60
  • Dimensions: 10 x 6

Bedroom

  • Level: First
  • Area: 182
  • Dimensions: 13 x 14

Bedroom

  • Level: First
  • Area: 110
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 971
  • Total interior livable area: 971 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Living Room

  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Property

Details

  • Parcel number: 133N22117000060350
  • Zoning description: County, Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 5,662 sqft
  • Features: Cleared,Level
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$108$1,296
Property Taxes $98$1,176
Electricity $197$2,366
Total$1,413$16,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,445/yr
40% on housing$42,390/yr
45% on housing$37,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 32539$140
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32539$180
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$199,900

For Sale by Agent

AgentAmanda L Gaskin
BrokerageBriar Patch Realty LLC

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